Tag Archives : credit cards

Smart Steps to Consolidate Your Credit Card Debts

Smart Steps to Consolidate Your Credit Card Debts

Credit cards can be a good thing and a curse both.Don’t borrow beyond your limits because you have to return for what you have borrowed. When you’re unable to handle compound debts, debt consolidation is the right choice for you.

5 Tips to Secure a Mortgage

5 Tips to Secure a Mortgage

Getting your mortgage application approved can be a difficult task if you don’t consider several important things before applying. These things include your income size, credit score, huge debts etc. If any of these factors are not in shape then you should try to get them in shape before applying for mortgage loan.

4 Steps to Obtain a Mortgage Loan

4 Steps to Obtain a Mortgage Loan

If you are willing to take out a mortgage then you should carefully understand what you can do to guarantee a mortgage. First off all, you should check your credit report and get it free from all errors if there are any. After that consult your lender and get to know what you can do to get a mortgage.

Low Credit Score? Not a Worry Anymore

Low Credit Score? Not a Worry Anymore

Guaranteed Credit cards are offered to those with a very poor credit rating. The reason for this is that their credit score does not make them eligible to qualify for any type of loan. Therefore such a card would help them to make their daily transactions with ease. The credit card company would either ask for collateral or charge a higher interest rate to make themselves safe.

Credit Cards with Poor Credit Score

Credit Cards with Poor Credit Score

Most people are often worried about getting new credit cards when they have a poor credit score. This is true because if you do not clear your previous dues, you are not extended any more credit. However, secured and unsecured credit companies might help you out. Unsecured companies do not take your credit score into account and offer a very low credit limit. Where secured companies ask for a deposit and extend a larger credit to you.

The Good And Bad Of Credit Cards

The Good And Bad Of Credit Cards

Prepaid Credit Cards have recently gained attentions of many customers; it is worth for those who are not good at handling their own expenses and budgeting. Prepaid credit cards have many advantages and disadvantages, but it is suitable and worth for retailers and work as a standard credit card.

Avoid Debt with Prepaid Credit Cards

Avoid Debt with Prepaid Credit Cards

The prepaid credit card is a good way to avoid personal debts, as one makes use of one’s own money. Credit score is also not mandatory for acquiring these cards; hence people even with bad credit can also obtain prepaid credit card. There are no hidden charges for making this card. There are certain levies for setting up a card, loading funds on card and cash withdrawal from ATM.

Pros and Cons Of Bad Credit Emergency Loans

Pros and Cons Of Bad Credit Emergency Loans

A loan is a debt which is given by the financial institutions. Two parties are involved in it, the borrower and the lender. In case of emergency the institution has to give the loan to the person but the problem is with the institution that the person will return back on time or not.

Top 5 Most Exclusive Credit Cards

Top 5 Most Exclusive Credit Cards

There are almost six credit cards which are considered the most exclusive credit cards in the world. These are: American Express Centurion, Coutts’ Purple World MasterCard Signia Card, Bank of America’s Accolades Card, Citibank Ultima, Status Rewards Visa and The Dubai First Royal MasterCard.

What to Look for in Prepaid Credit Cards?

What to Look for in Prepaid Credit Cards?

A prepaid credit card is similar to that of a debit card, as the owner of card load funds to the card. There are certain advantages and disadvantages of prepaid credit card. One must also thoroughly go through the terms and conditions prior to signing up for a prepaid credit card.

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