It is recently reported that there have been massive credit card security breaches. Hackers and scammers are always in a search for an easy score. It is not possible to keep them from targeting big corporations, but what you can do is that you can take steps to ensure that they don’t get your personal information due to any mistake made by yourself.

Usual Advices To Ensure Your Credit Card Security

You’ve must have heard the usual advice such as don’t ever carry all of your credit cards in your wallet; never give out your credit card number over the phone; and never shop online except at trusted web sites with good security measures in place. What else can you do to protect yourself?

Don’t fall for phishing scams.

The probable sources of these scams are that they can come in the form of official-sounding e-mails, text messages, or phone calls. Typically the premise is the same: your account has shown there which is a suspicious activity, and now in order to verify your identity and regain access to your account you must have to provide your PIN, password, or Social Security Number. Don’t fall prey to these scams! It might be claimed by the scammers that they does work for your bank, a major retailer, or even the IRS.

Here the problem is that your personal account details via text, phone, or e-mail will never be asked by any of those entities. If this thing happens to you and you have received a phishing message, you don’t answer it and just simply ignore it and then contact the actual business using their official contact information. There are chances that you’re not the only victim they’ve heard from.

Did you know this fact that the workplace is a popular environment for identity theft? If you’ve been doing some holiday shopping or paying your bills online, then before leaving first you should lock your workstation, you have to do it even if you have gone for a short break because it will take not much time for a co-worker to come to your desk and search your computer files. You must not forget to lock your workstation in order to protect your credit card numbers and other private information.

For locking your workstation you should use such a password that’s hard to guess. While you’re at it, you should keep your wallet or purse with you every time, or you may also leave them in a locked desk drawer; simply swiping the card themselves is the easiest way for someone to steal your credit card numbers. Then you can rest assured that even when you’re away your information is safeguarded.

Don’t send money.

There are now many forms of “Nigerian” scam, it is named for its country of origin. Usually what are shown by them are the e-mails that congratulated the target on their recent inheritance, or winning lottery numbers. Now these scams are found everywhere from pet adoption web sites to online job boards. Advance payment is involved in the scam – usually they ask it for some kind of processing fee. No matter how sincere they look to you, in order to stay safe, you should never wire money or also that you should never share your bank account details with anyone.

Also that on most of the pet adoption web sites the amount of money that can be charged for an adoption is limited. If you look that the amount seems suspiciously high (hundreds of dollars), then you should report the individual to the site’s administrator in order to make sure everything is legitimate.

In order to get their hands on your financial information identity thieves will stoop very low. By making mistakes in securing information don’t make their job any easier one. By knowing their tricks be a smart cardholder and learn how to avoid them.

You might also like

Identity Theft Insurance Identity theft has become very normal as there are many ways through which your identity may be attained...

Credit card scammers ask you for 3-digit security code It is not a new thing to read about a credit card scams, but here’s a new twist on them. In this case,...

How To Avoid Identity Theft Identity thefts have become very common and are increasing rapidly, due to constant interaction between...

5 Precautions against Credit Card Identity theft All of us have heard about the warnings like never give out your personal information over the phone...

How to Secure Your Online Credit Card Transactions? It looks like these days everything can be managed online. Your credit cards are not exceptional. Same...

People who liked this Post also read

• Four Scams Aimed at You If You Have Bad Credit
  Scammers always remain ready to trap people and especially people having bad credit score, are on the hit list of scammers. If you are one in them having bad credit then you should be aware of scammers. You should take all the possible precautionary measu...
• Scam Credit Repair Companies
  If you are looking for a credit repair company to get your bad credit report fixed then you should work with extra care. That's because a lot of scammers are ready to throw their lariats to trap you. They can use a number of ways to take money from you wi...
• 5 Precautions against Credit Card Identity theft
  All of us have heard about the warnings like never give out your personal information over the phone or Internet unless you are willing to let someone steal your identity. As we are passing through Christmas and new year season and during this time severa...
• Match Your Card and Lifestyle: Beware the Scams
  People who are having bad credit can be trapped by the shady credit card deals.And if you have decided to sign up, than you should make sure that the company offering the deal is the right one i.e., have they come directly from the card issuer? And if the...
• Get Cheap Loans Even If Unemployed
  lenders nowadays lend money to unemployed. Usually the amount is small so that they can fullfill their neccessities. Payment of bills, grocery etc. are the things for which these loans should be taken. These loans should be taken considering your financia...