Data from an industry group reported on Wednesday, that U.S. mortgage applications nudged higher last week, as consumers showed a subdued reaction to the lowest interest rates in six months. It has been said by the Mortgage Bankers Association that interest rates on 30-year fixed-rate mortgages, which is the most widely used loan, fell for…

Financially Christmas could become a stressful time, as there are pressures to get some extra money for gifts, food and entertainment, other than your regular expenses. But here I have given you few tips following which you can cut the cost of Christmas and avoid any financial stress in the New Year. The first thing that you should do is that…