From the category archives:

Credit Card Debt

It is necessary to avoid outrageous finance charges to have a good credit score. Besides this if you are a responsible cardholder also then it will also be reflected on your credit. Here in this article I have given you few tips with the help of which you can control your credit card debt in 2010…

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If you’ve been overloaded by credit card debt, then negotiation might seems to be a great idea. But if you do decide to negotiate, prepare yourself for any thing that comes along with it. Probably you have to make numerous phone calls to your credit card company, you may have to talk to endless managers, and…

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If you choose the right path then you can not only manage your credit card debt but you can even eliminate it completely.Here in this article I have explained you few options for debt recovery to help you decide that which debt recovery methods you should try, and which ones to avoid…

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There are several potential downsides that are associated with the credit card hardship programs. So before that you rush to call your bank representative and ask them for new terms, make sure that you are aware of the difference between common myths and their facts…

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By the New rules some protection against sudden interest rate hikes and payment changes are being given to credit card holders.It would be starting from Thursday, before raising their interest rates credit card companies would give you…

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In my previous post I have discussed few parts of your monthly credit card statement and here in this article I am explaining the rest of them.if a balance is carried by you then you usually don’t have a grace period, and on new purchases interest accrues immediately. There is also a lack of grace periods for cash advances and balance transfers. For details…

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I can describe Credit card statements as the ultimate math-class word problem. If there is one thing wrong and the bad mark will stay with you for a long time on your credit report.

For making it even more challenging, nearly every credit card posses a slightly different set of requirements and there is a little difference in your statement. So below I have explained all the different parts of card statements…

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According to a consumer advocacy group, the credit card rates have been raised by nation’s banks and they have increased their profit from lending to consumers in the first half of 2009. On Monday, The Pew Safe Credit Cards Project have said that…

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The Bank of America credit card charge-off rate raised to 13.82 %.The details are that…

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On Monday it has been said by Capital One Financial Corp. (COF) that those U.S. borrowers who are at least a month behind their card payments has been increased up to to 4.83% in July from 4.77% in June.According to a regulatory filing Monday, In addition to this, the bank and credit-card issuer have…

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