Archive : Credit Score

Importance of Credit Score in Refinancing

Importance of Credit Score in Refinancing

A person who chooses refinance loan options should know the importance of credit report score. Credit report has paramount importance in this agreement. If a person has credit report with high score he will have to pay interest at very low rate because quote rates are inversely proportional to your credit report score.

Low Credit Score? Not a Worry Anymore

Low Credit Score? Not a Worry Anymore

Guaranteed Credit cards are offered to those with a very poor credit rating. The reason for this is that their credit score does not make them eligible to qualify for any type of loan. Therefore such a card would help them to make their daily transactions with ease. The credit card company would either ask for collateral or charge a higher interest rate to make themselves safe.

How to Make Good Credit Score?

How to Make Good Credit Score?

In order to have a clear idea about your credit rating, you must know about the credit score. It is obvious that if your score is good, you will get more advantages so try to maintain a good FICO score.

Three Credit Repair Scams

Three Credit Repair Scams

The most important thing is that always work with that company which is honest and itself writes letters for you. This will apparently save you from trouble and problems and your time will also get saved. Keep in mind that you are never going to get cheated by any dirty tricks from their side.

High Credit Score Could Lead Towards A Lower Mortgage Expense

High Credit Score Could Lead Towards A Lower Mortgage Expense

When you apply for a mortgage, you need to keep in your credit score. This is one factor which can have a major impact in deciding what rate should be charged for you. Maintaining a healthy credit score means that later if you ever wish to opt for a mortgage, then this can seriously go onto help you rather than having to face the burden of making high payments at the end of each month.

Why A Professional Debt Management Program Right For You?

Why A Professional Debt Management Program Right For You?

The above article simply explains the properties of a person who is in debt and then gives the basic tips on why to acquire a debt management system making it the solution for all your problems.

Watch Over Your Credit Before Getting a Mortgage

Watch Over Your Credit Before Getting a Mortgage

Credit score is one of the most significant factors when it comes to the lender to decide for your eligibility for the new mortgage.

Equifax: Record set by U.S. Mortgage Delinquencies

Equifax: Record set by U.S. Mortgage Delinquencies

Monthly data from the Equifax Inc credit bureau showed on Monday that due to high U.S. unemployment the rate of mortgage delinquencies are continuously pushing up, which could in turn result into…

Managing Your Cards: Guide to Read Your Monthly Statements – Part 1

Managing Your Cards: Guide to Read Your Monthly Statements – Part 1

I can describe Credit card statements as the ultimate math-class word problem. If there is one thing wrong and the bad mark will stay with you for a long time on your credit report.

For making it even more challenging, nearly every credit card posses a slightly different set of requirements and there is a little difference in your statement. So below I have explained all the different parts of card statements…

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Each card agreement is different from the other, so here I will answer your questions in a more general way. A card issuer has got the right to change the interest rate of your credit card account by giving a notice in writing to the cardholder. Being a cardholder you have the right to refuse the new rate but…

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