Tag Archive | “30-year mortgage rates”

Despite Lower Mortgage Rates Mortgage Applications Drop

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According to a survey of mortgage lenders that has been released this morning, less people are applying for mortgage loans either to purchase a home or to refinance their existing mortgage loan .

mortgage applications

Mortgage applications to refinance fell 0.8 percent

It has been reported by a weekly survey conducted by the Mortgage Bankers Association reported that mortgage applications to refinance fell 0.8 percent from a week ago in the week that has ended on September 25, while mortgage applications to purchase homes has shown a drop up to 6.2% from the prior week.

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Today’s Mortgage rates – Rates Drop Today

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For September 29th, 2009 mortgage Interest Rates continue to remain very low. The average for 30 year mortgage rates is 4.91% having the 15 year fixed at 4.31%. The 5/1 ARM has shown stability at 3.85%.

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10 year treasury rate yield was down

Mortgage rates had passed a very interesting day yesterday as in the start they were extremely low at 4.87% but then they shot up to over 5%. This did not last long as rates slide down to 4.92%. Towards the end of the trading day the 10 year treasury rate yield was down which helped lower mortgage rates.

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Current Mortgage Rates – Today’s Interest Rates Stable at 5.50%

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Since the beginning of the week current mortgage rates have stabilized. Friday’s unemployment rate have shown a surprising decline over May’s unemployment numbers due to which the mortgage rates were forced to rise a little bit but rates haven’t changed much since then.

As compared to historical standards, today’s mortgage rates are still low, that it is being suggested that if you are looking for a mortgage to purchase a home or refinance your current mortgage then this is the right time to do it.

stable mortgage rates

Find Mortgage Rates

If you are buying a home for the first time then there is also a tax credit of $8,000 to purchase a home. Some legislators along with the National Association of Realtors are making efforts to in order to pass a law giving all home buyers a $15,000 tax credit.

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