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before reward points expire

It is always frugal to check the terms and conditions and know exactly what you are getting, before you decide to redeem your reward points.The most important thing to look out for is the expiry date of the same; in fact, does one actually exist in the first place or not? If so, how would it affect your gains? Since the idea behind these points is, to get some corporeal benefits out of them, one should make an evaluation that is the effort really worth it?