If you are looking to open up a Business credit card, then you must check out the three hot offers that are given below. All these cards have introductory 0% APR. The duration of 0% APR is 6-12 months. Means you can enjoy an introductory period of 6 to 12 months.

This APR varies with different cards and that is decided by the credit card company itself. It depends that what offer they will give to you by them, all these cards offer great cash back rewards, and no annual fees is charged by them. What more do you want. These are ideal cards offered to you.

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When we are talking about credit cards, I advise you to keep more than one credit card as it will  beneficial to hold more than one credit cards, then to rely on a single credit card for all your purchases.

Perhaps one of the most important reasons to carry multiple credit cards is that in case if your credit card is denied due to any given reason, like may be your card is being maxed out or blocked by the card issuer. I have faced such situations where my credit card was denied just because of the reason that I had made a series of large purchases in a short period of time.

When I face such situation then instead of walking away denied, if I had another card I could have pull out it to complete the transaction.

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There are so many expenses that are part of regular company operations, a business credit card is essential for all of them. You’ll use the business credit card whether you have to take a trip to the office supply store for a printer ink cartridge or if you have to take a client to lunch for having a discussion on the next phase of a running project; this will help to give a new effective shape to your success.

Those people who run small businesses and entrepreneurs are aware of the frustration of being waiting for making payments and receiving payments. During that time also, you still have ongoing expenses which are to be paid regularly.

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Starting or expanding a business usually involves debt. You expect it and you plan for it. If your business takes off like you hope, then that debt was a smart investment in your future.

For many small businesses and new businesses, the business credit card is the easiest way to purchase what you need to operate. In that sense, the business credit card is like the line of credit that banks give to larger business customers.

Applying for a business credit card online is the fastest way to get approved and start buying what you need for work. Just like a personal credit card, a business credit card can become a debt trap if you fail to use it responsibly.

You can start to appreciate the credit card company’s problem when you bill your customers and the payments arrive late – or not at all. If you notice a chronic late payment problem, you may need to change the payment due date on your business credit card so that you aren’t getting hit with so many late fees.

Your business credit card also comes with cash advance perks. Think of it as a privilege – it’s like a signature loan on demand. When you need cash for the business, you can take out money as a cash advance.

Do this only when needed and not routinely. Those $100 or $300 cash advances add up fast and are slapped with high credit card interest rates. With some business cards, the rate for cash advances is higher than the rate on the balance charged.

Don’t use cash advances as a substitute for petty cash. The cost of using this money is definitely not petty. Make sure all of your basic bills are covered each month. You can set up free online bill payment from your business credit card to various vendors.

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