Posted by Batool Shamim on March 4, 2011 ·
No Employment Check Cash Advance Loans are provided to those who are either unemployed or are living on benefits provided by the government. This type of loan does not take into consideration your credit score. However, the lender might require collateral as a means of safety against the loan they are providing to you which could be paid back over a period of 52 weeks.
Posted by Batool Shamim on March 2, 2011 ·
Normally those people become prey to loan sharks who are financially oppressed and have been refused to acquire loan by regular borrowing sources. These loan sharks or currently known as doorstep lenders charge an exceptionally high APR which is 60% or more. One should always avoid such loan sharks and make utilization of debt free solutions.
Posted by taimoor on February 18, 2011 ·
The high street lenders only give loans to the people with good credit score. However, there are certain creditors who issue credit cards or pre-paid cards to people with poor credit history. In fact the prepaid card is the ideal solution for such people. However, you must have a thorough knowledge about the rates and conditions of these cards prior to applying.
Posted by Batool Shamim on January 28, 2011 ·
In order to have a clear idea about your credit rating, you must know about the credit score. It is obvious that if your score is good, you will get more advantages so try to maintain a good FICO score.
Posted by taimoor on January 26, 2011 ·
IOU or Promissory note is a commitment to pay a debt or loan at a certain time in future. these are 9 essential elements of a legally binding promissory note.
Posted by Batool Shamim on January 23, 2011 ·
During emergencies, most people tend to opt for loans since they do not have much in savings. The reason for this is that people often do not keep a track of their expenses which forces them to over spend rather than be able to save money. Furthermore, in this situation they just keep on borrowing payday loans which affects their credit score. Payday loans aren’t a bad thing to apply for but should only be done when needed the most.
Posted by Batool Shamim on January 19, 2011 ·
Scammers always remain ready to trap people and especially people having bad credit score, are on the hit list of scammers. If you are one in them having bad credit then you should be aware of scammers. You should take all the possible precautionary measures to keep your money safe from scammers and scams.
Posted by Batool Shamim on October 20, 2010 ·
Identity Theft Insurance helps you in protecting your identity if you may get hit by any identity theft in future. Apart from the insurance you yourself also need to take care of the personal information so that no one can misuse your identity.
Posted by Batool Shamim on June 1, 2010 ·
Opening a new credit card apparently seems to be a smart idea, especially when mounting credit card debt are in front. Anyhow in one condition, it makes sense and saves you a lot of money. This particular exception is a credit card balance transfer and it’s available to anyone with a mailbox and social security number.