Tag Archives : credit card application

0% Credit Card: Purchase vs Balance Transfer Cards

0% Credit Card: Purchase vs Balance Transfer Cards

There is a slight difference between a 0% Balance Transfer Credit Card and 0% Purchase Credit Card (Store Card). You should choose one according to your specific needs and requirements to save money on interest rate charges.

Is it Safe to Apply for Credit Cards Online?

Is it Safe to Apply for Credit Cards Online?

People think a lot about whether it is safe to buy things online using credit cards. But what do you think about the application process that is used to get the card in the first place? Is it safe to provide your personal details through an online credit card application? Actually secure e-commerce technology is considered safer as compared to mailing your paper…

Congress Aims to Change Credit Card Rules for people Under 21

Congress Aims to Change Credit Card Rules for people Under 21

Congress wants that it should be harder for the people under-21 to accumulate a mountain of credit card debt.

Credit card holders shall be affected by a new federal law and it will also affect people of all ages who want to have credit cards. But due to the reason that several provisions don’t take effect until February, so for many college students this could be …

Understanding Credit Card Terms (Glossary)

Understanding Credit Card Terms (Glossary)

It is a good way to understand credit card terms so that you may stay one step ahead. Here in this article we are presenting you a glossary of the most common credit card terms that could really help you with your credit card education.

Make Your Perfect Choice for a Student Credit Card

Make Your Perfect Choice for a Student Credit Card

You will find that around you there are several banks and credit card companies that are willing to give you credit card. As this decision of choosing a credit card has a deep, long-term impact on your life and your financial status, so this decision should be taken very seriously and it should never ever be based on any kind of cheap offers.

What To Do After My Credit Card Application is rejected

What To Do After My Credit Card Application is rejected

In last post, I discussed the possible reasons of a denied credit card application. Today, I would like to reflect upon the next step. What to do after your credit card application is rejected. I think It should be a warning sign for your financial health. An early signal for your so you can start cleaning up your credit history.

Why My Credit Card Application Was Denied

Why My Credit Card Application Was Denied

Almost all of us get literally hundreds of credit card applications in the mail and each and every one of them says that you have been pre-approved. It is natural for us to think that the application process is just a formal ritual and we are already approved to get a credit card. Stop right there. Read those lines again. You are thinking wrong. The offer says that your are pre-approved to Apply for Credit Card, not to actually receive one.

Beginners Guide to Credit Cards

Beginners Guide to Credit Cards

It is almost impossible to do anything these days without credit cards. If you are among the minority who do not own a credit card, there is a fat chance that you would have a great deal of difficulty in accomplishing some simple tasks like renting a car or reserving a hotel room. Even buying any products on-line is plain impossible. So, just what are credit cards and how do they work? Let’s start by explaining some beginner credit card basics.

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