Posted by taimoor on January 24, 2011 ·
There is a slight difference between a 0% Balance Transfer Credit Card and 0% Purchase Credit Card (Store Card). You should choose one according to your specific needs and requirements to save money on interest rate charges.
Posted by R. Mak on December 19, 2009 ·
People think a lot about whether it is safe to buy things online using credit cards. But what do you think about the application process that is used to get the card in the first place? Is it safe to provide your personal details through an online credit card application? Actually secure e-commerce technology is considered safer as compared to mailing your paper…
Posted by R. Mak on August 2, 2009 ·
Congress wants that it should be harder for the people under-21 to accumulate a mountain of credit card debt.
Credit card holders shall be affected by a new federal law and it will also affect people of all ages who want to have credit cards. But due to the reason that several provisions don’t take effect until February, so for many college students this could be …
Posted by R. Mak on July 3, 2009 ·
It is a good way to understand credit card terms so that you may stay one step ahead. Here in this article we are presenting you a glossary of the most common credit card terms that could really help you with your credit card education.
Posted by R. Mak on May 28, 2009 ·
You will find that around you there are several banks and credit card companies that are willing to give you credit card. As this decision of choosing a credit card has a deep, long-term impact on your life and your financial status, so this decision should be taken very seriously and it should never ever be based on any kind of cheap offers.
Posted by R. Mak on March 18, 2009 ·
In last post, I discussed the possible reasons of a denied credit card application. Today, I would like to reflect upon the next step. What to do after your credit card application is rejected. I think It should be a warning sign for your financial health. An early signal for your so you can start cleaning up your credit history.
Posted by R. Mak on March 16, 2009 ·
Almost all of us get literally hundreds of credit card applications in the mail and each and every one of them says that you have been pre-approved. It is natural for us to think that the application process is just a formal ritual and we are already approved to get a credit card. Stop right there. Read those lines again. You are thinking wrong. The offer says that your are pre-approved to Apply for Credit Card, not to actually receive one.
Posted by R. Mak on March 9, 2009 ·
It is almost impossible to do anything these days without credit cards. If you are among the minority who do not own a credit card, there is a fat chance that you would have a great deal of difficulty in accomplishing some simple tasks like renting a car or reserving a hotel room. Even buying any products on-line is plain impossible. So, just what are credit cards and how do they work? Let’s start by explaining some beginner credit card basics.