Posted by Q.AB on March 12, 2012 ·
Home equity loans are very easy to acquire . However, one should do their research and check if this type of loan would really be suitable and will they be able to pay it back without risking losing their house. As Christians, God expects us to have faith in our intellect that he has bestowed us with and above all also have faith in Him.
Posted by ryna on January 21, 2012 ·
Credit cards can be a good thing and a curse both.Don’t borrow beyond your limits because you have to return for what you have borrowed. When you’re unable to handle compound debts, debt consolidation is the right choice for you.
Posted by Batool Shamim on March 11, 2011 ·
Some times calling to your credit card company does not guaranty any positive result. Usually, they are not ready to compromise at all. But sometimes it is possible only if you are successful to assure them of your deplorable financial condition. Try to convince them and take them into confidence. Hopefully, it will bring a good result
Posted by Batool Shamim on March 5, 2011 ·
If you owe a great amount of debt on your credit card and do not have funds to pay for it, then it is advised that you should think of debt settlement. This is a process in which the terms and conditions on your card are revised so that it becomes easier for the individual to pay back their debt. Therefore, try considering debt settlement rather than opting for bankruptcy or any other option.
Posted by Batool Shamim on February 26, 2011 ·
The prepaid credit card is a good way to avoid personal debts, as one makes use of one’s own money. Credit score is also not mandatory for acquiring these cards; hence people even with bad credit can also obtain prepaid credit card. There are no hidden charges for making this card. There are certain levies for setting up a card, loading funds on card and cash withdrawal from ATM.
Posted by taimoor on February 16, 2011 ·
By and large customers have numerous debts to pay. The high interest rate makes the repayment more difficult for them. In this regard debt consolidation loan especially for the repayment of several credit card loans with one loan is a good choice. However, if someone has bad credit, then he/she has to pay high rate of interest which ultimately offset his/her benefit to a larger extent. In that case, one therefore, should look for some other option.
Posted by R. Mak on January 25, 2011 ·
You can actually erase 50% to 70% of your credit card debt easily if you know basics of credit card debt settlement process. you can do it yourself, hire a lawyer or go to a debt relief company.
Posted by Batool Shamim on November 24, 2010 ·
CreditCards.com is the leading online credit card marketplace connecting consumers with multiple credit card issuers, including several of the 10 largest companies in the United States, based on credit card transaction volume.
Posted by Batool Shamim on October 19, 2010 ·
When a person retires, they no longer have a fixed income unless they own a property and have fixed rent coming or something related to this. However, the point of concern here is the amount of spending a retired individual would make on their credit card. Therefore to make the most by being a retired person, the individual should look for plans and perks which have been designed especially to cater to the needs of retired people.
Posted by Batool Shamim on June 1, 2010 ·
Opening a new credit card apparently seems to be a smart idea, especially when mounting credit card debt are in front. Anyhow in one condition, it makes sense and saves you a lot of money. This particular exception is a credit card balance transfer and it’s available to anyone with a mailbox and social security number.