Tag Archive | "debt collector"

Stop Wrong Number Collection Calls

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People are always feeling disturbance from debt collector calls if they are actually be indebted. However, sometime debt collector is merely harassing a person, or ask about any other person like former room-mate or a person not knowing you. In this case, these calls might consider as wrong number calls. Moreover, there might be some other calls for which a person not interested to attend these.

Wrong Number Calls

Wrong Number Calls

Mostly, when people received calls from an unknown wrong number, just reply and tell not to call again is considered as enough. However, this is not the case every time that work accordingly. Every debt collector suggested that to harassing a person for collection of debt is usually wastage of time.

Auto Dialing Operators

Some bill collection companies mostly have automatic computerized dialing system. Whenever, a phone number is entered in the computer due to someone’s debt, it will receive the calls again and again from the auto dialer. This might happens if phone number was remained in the use of another person or wrongfully entered in the computer. There are many options available to discontinue these types of calls.

Checking of Credit Reports

People should check their credit reports from the available sources and make sure that there no wrongful debt has been reported. If there is any error found in it then must report to the credit bureau for its correction.

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Your Legal Rights Against Payday Loan Collectors

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You need money at an odd hour. You walk into a nearby Payday Loan Center. You show you ID, write a check. You get the cash. Payday loans are very simple to get. Its all about convenience and hassle free life. If all goes well, you pay back the cash to get you check back or your check is cleared directly from your account.

If you don’t show up on due date, the check is sent to bank for clearance. If the check is bounced, Payday loan collection process begins. You start receiving phone calls and letters etc. payday loan laws

No matter what the debt collector on phone says, you must remember one thing during the whole process.

“Payday loan is a civil debt. It is not a case of Check Fraud.”

Following are some of your rights during the collection process. We have compiled this list based on Fair Debt Collection Practices Act.

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April 2012
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