Tag Archives : fees

What to Look for in Prepaid Credit Cards?

What to Look for in Prepaid Credit Cards?

A prepaid credit card is similar to that of a debit card, as the owner of card load funds to the card. There are certain advantages and disadvantages of prepaid credit card. One must also thoroughly go through the terms and conditions prior to signing up for a prepaid credit card.

0% Credit Card: Purchase vs Balance Transfer Cards

0% Credit Card: Purchase vs Balance Transfer Cards

There is a slight difference between a 0% Balance Transfer Credit Card and 0% Purchase Credit Card (Store Card). You should choose one according to your specific needs and requirements to save money on interest rate charges.

Four Scams Aimed at You If You Have Bad Credit

Four Scams Aimed at You If You Have Bad Credit

Scammers always remain ready to trap people and especially people having bad credit score, are on the hit list of scammers. If you are one in them having bad credit then you should be aware of scammers. You should take all the possible precautionary measures to keep your money safe from scammers and scams.

How to Get Out From Under The  Payday Loan Trap

How to Get Out From Under The Payday Loan Trap

The foremost thing that you can do to avoid this payback mess is, don’t apply for a loan in case of financial need. Think of some other alternatives. Apply for the loan in case if you find nothing else. Then follow some tips to get rid of it as soon as possible.

Credit Cards Supports your Finances the Right Way

Credit Cards Supports your Finances the Right Way

One of the reasons that cause this sudden change is availability of business credit card, provided, you are making all your payments regularly and your credit score is adequate. It is a fact that availability of a business credit card becomes much easier if you are applicant of same company where you also have a personal account.

The Costs Of Mortgages

The Costs Of Mortgages

People can enjoy the new promotions forwarded by Fannie Mac and Freddie Mac as they are rising the fees for the borrowers’ who have moderate level credit, as claimed by the mortgage market. Thus the risen rates directly shows the possibility of fraud in the mortgage markets.

Mortgage Rates Near Record Low

Mortgage Rates Near Record Low

Although the mortgage rates are almost lowest than ever, but lenders are continuously making it harder for borrowers to get a home loan.

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Each card agreement is different from the other, so here I will answer your questions in a more general way. A card issuer has got the right to change the interest rate of your credit card account by giving a notice in writing to the cardholder. Being a cardholder you have the right to refuse the new rate but…

Costs and Fees: Hefty Cost of Going Over the Limit

Costs and Fees: Hefty Cost of Going Over the Limit

In this article I have explained that what will be the consequences if you exceed from credit card limit. What happens when I charge my credit card over the limit? If you charge your card over the limit then you will be socked with a hefty penalty fee. Commonly the over-the-limit fees charged by card [...]

Costs and Fees: Why Your Credit Card Rates Go Up?

Costs and Fees: Why Your Credit Card Rates Go Up?

You should read your credit card agreement carefully. In that agreement the reasons due to which your credit card interest rate may increase must have been mentioned.Late payments and over limit transactions are included in typical triggers, these things might be responsible for…

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