Tag Archives : late fee

How to Choose Free Balance Transferring Credit Cards?

How to Choose Free Balance Transferring Credit Cards?

Many companies and banks are providing credit cards and debit cards to facilitate their costumers. They charge different charges, on the facilities provided by those cards. So always try your best to find out the best option that suits you according to your usage.

Top 6 Ways To Avoid Credit Card Late Fee Penalties

Top 6 Ways To Avoid Credit Card Late Fee Penalties

Now, After reading this you’ll surely never pay late fee to your credit card company. And live debt free.

Managing Your Cards: Guide to Read Your Monthly Statements – Part 2

Managing Your Cards: Guide to Read Your Monthly Statements – Part 2

In my previous post I have discussed few parts of your monthly credit card statement and here in this article I am explaining the rest of them.if a balance is carried by you then you usually don’t have a grace period, and on new purchases interest accrues immediately. There is also a lack of grace periods for cash advances and balance transfers. For details…

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Costs and Fees: When is a ‘Fixed’ Rate not Fixed?

Each card agreement is different from the other, so here I will answer your questions in a more general way. A card issuer has got the right to change the interest rate of your credit card account by giving a notice in writing to the cardholder. Being a cardholder you have the right to refuse the new rate but…

What Costs More, a Credit Card Late Fee or a Cash Advance?

What Costs More, a Credit Card Late Fee or a Cash Advance?

There has been a debate going on for quite some time whether it’s better to pay your credit card bill late and bear the extra charges, or to take a cash advance loan and pay your bills in time. For months there have been talks at Congress about capping the fees for short term cash advance loans. On the other hand, most states have also put laws into place to cap the fee that is charged for the service of providing a short-term loan.

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