Posted on 21 July 2009
Tags: alternatives to payday loans, Association of Independent Consumer Credit Counseling Agencies, budget, Charles Deville Jr, consumer, consumer credit counseling, consumer credit counseling service, consumers, counselor, credit, credit counseling, credit counseling service, credit counseling services, creditors, debt, debt management, Family Service Agency, finance, financial situation, free money management, Government agency, independent consumer credit, Jr. executive director, litle rock, Little Rock, management planning, money, mortgage default, National Foundation for Credit Counseling, negligence, Payday loan, payday loan alternatives, risk
In order to earn fast cash you should avoid consumer credit counseling which cannot help you immediately. The best practice here is to consult a counselor, who can categorize your finances, so that you will be less at risk of needing a payday loan in the future.
One way of getting help is from Credit counseling services that are affiliated with National Foundation for Credit Counseling. These services offer free money management help, such as debt management planning, mortgage, default budget counseling and/or rent negligence counseling.
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Posted on 15 July 2009
Tags: appleton, credit union in your area, credit union loan, credit union loans, credit union national association, credit unions, fast cash, fast cash lending, GoodMoney, goodwill industries international, how much can i borrow, no fee loans, north carolina state employee’s credit union, pay day loan alternative, Payday loan, payday loan alternatives, propera credit union, rainy day fund, salary advance loan progran, salo, salo cash account, short-term loan
Credit unions are nonprofit organizations and there’s a genuine interest in helping people eliminate the need for short-term loans.The Credit Union National Association’s search tool can help you find a credit union in your area. Not every credit union offers short-term loan programs, but many do. So calling them is a good start when you begin looking for the options. But before taking any loan, you must find out and understand well the dollar amount you’ll have to pay back for that short-term loan, and what the interest rate looks like annually. 
Credit Union members are should be the first ones to see when you are in need of payday loan alternative. Mostly because they live and work in the same community that they serve. In 2001, Salary Advance Loan program, known as SALO, was launched by the North Carolina State Employees’ Credit Union, which offers no-fee loans with a 12 percent interest rate.
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