Posted on 30 May 2010
Tags: bankruptcy, case collection, cash payday loans, check fraud, civil case, confidential matter, debt, debt collection, debt collection agencies, debt collection agency, debt collection practices, debt collection procedures, debt collector, e check, fair debt collection, fair debt collection practices, Fair Debt Collection Practices Act, federal truth in lending, federal truth in lending act, lawyer, loan agreement, loan collection, loan collectors, money, Payday loan, Police, truth in lending, truth in lending act, working hours
You need money at an odd hour. You walk into a nearby Payday Loan Center. You show you ID, write a check. You get the cash. Payday loans are very simple to get. Its all about convenience and hassle free life. If all goes well, you pay back the cash to get you check back or your check is cleared directly from your account.
If you don’t show up on due date, the check is sent to bank for clearance. If the check is bounced, Payday loan collection process begins. You start receiving phone calls and letters etc. 
No matter what the debt collector on phone says, you must remember one thing during the whole process.
“Payday loan is a civil debt. It is not a case of Check Fraud.”
Following are some of your rights during the collection process. We have compiled this list based on Fair Debt Collection Practices Act.
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Posted on 09 August 2009
Tags: Credit card fraud, credit card number, Credit Card Scam, Fraud, Police, scam, scammers, taped message, text message, text message fraud, text messages scams, texting scam
The people are being warned by the Madison police about a new texting scam that asks respondents to give up their confidential credit card information.
Authorities have been notified by a dozen of local people that they have received a text message in which there is an information for them that they have a credit card that has been deactivated.
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